Agricultural Equipment Finance 

Farmer working outdoors harvesting wheat sunset

Agricultural Equipment Finance That Works as Hard as You Do

Running a farm is no small feat and having the right tools, vehicles, and machinery in place is essential to staying productive, efficient, and competitive. At Woodward Finance, we provide tailored agricultural equipment finance solutions to help you invest in the gear that keeps your operation moving, without draining your working capital.

Investing in a new tractor? Upgrading your seeder or sprayer? Or perhaps just replacing harvesters that have passed their prime. Our tailored finance solutions are built to fuel your growth—not slow it down. 

Get Your Pre-Approval Now!

Flexible Farm Equipment Loans for Growing Operations

Every farm is different and so are your financial needs. Our farm equipment loans are structured to suit:

From tractors and harvesters to irrigation systems and fencing tools, we help you secure funding for the equipment that powers your paddocks.

With access to over 50 lenders, we source competitive rates that big banks might not offer.

What We Finance

From air seeders and boom sprayers to combine harvesters and livestock handling systems, our farm machinery finance options cover a wide range of assets that keep your farm running smoothly.

 

Equipment Type

Examples

Machinery

Tractors, seeders, sprayers, harvesters

Livestock Equipment

TMR mixers, fencing, handling systems

Irrigation

Pivot systems, pumps, water tanks

Storage & Transport

Trailers, bins, portable silos

 

Need help estimating repayments? Try our machinery finance calculator.

Farm Equipment Financing Built for Aussie Conditions

When it comes to farm equipment financing, you need a partner who understands the agricultural industry and the pressures that come with it. We know the impact a delayed harvest or a faulty pivot irrigation system can have on your bottom line, which is why our process is fast, efficient, and designed to work around your schedule.

Don’t have a pile of paperwork ready? No problem. We offer low doc commercial finance options for farmers and agribusinesses who may not meet traditional lending criteria.

Agricultural Equipment Loans with a Personal Touch

With Woodward Finance, you’re not just getting agricultural equipment loans—you’re gaining 15+ years of experience, we know farming and finance don’t always follow a set schedule. We’re flexible, fast, and genuinely focused on supporting rural businesses.

What to expect:

Personalised support from real people

Fast approvals through private and bank lenders

Clear communication every step of the way

We’ll help you secure the right farm machinery finance solution with expert advice and a no-fuss approach that works for you.

Contact us today and we’ll build a solution that works with your land, your workload, and your cash flow.

Request More Information.

Please use the form below to get in touch with our team. We’ll get back to you as soon as we can.

Frequently Asked Questions

From row crop tractors and combine harvesters to pivot irrigation systems, disc mowers, air seeders, and livestock handling gear, we finance a wide range of essential farming equipment, including:

  • Tractors, headers, seeders, and TMR mixers

  • Sprayers, pivot irrigation systems, fencing setups

  • Livestock handling equipment and more

Farm equipment loans are designed to give you the funds you need to purchase, upgrade, or replace equipment. You’ll receive agricultural equipment loans based on the value of the equipment, and we’ll work with you to structure payments that fit your cash flow, so you don’t miss a beat when it comes to your farm’s needs.

Absolutely! Whether it’s brand new or gently used, farm equipment financing is available for all types of machinery. Purchasing second-hand equipment can be a cost-effective way to expand your farm’s capabilities, and we’ll ensure you get a loan that fits the value of the asset you’re acquiring.

At Woodward Finance, we make the qualification process straightforward and accessible. If you’ve been in business for at least 12 months and can show stable income, you’re likely eligible. Even if you’re newer or have imperfect credit, we can help you find a solution.