Expert Guidance
Our team of finance experts provides insights and advice tailored to your industry needs.
Flexible Solutions
We understand that every business is unique. Our flexible finance solutions cater specifically to your requirements.
Brief Details
Need new machinery, vehicles or business equipment to support your next stage of growth? Woodward Finance provides flexible, tailored equipment finance that Canberra businesses can rely on. Whether you’re a tradie, health professional, contractor or small business owner, we help you secure the funding you need to keep moving forward.
We work with clients across a wide range of industries, offering competitive loans for everything from trucks to tools, plant equipment to medical gear. With over 15 years of experience and access to more than 50 lenders, we know how to match your business with the right finance quickly and without the runaround.
Maximise your business potential in Canberra with tailored equipment finance solutions. Call us at 0439 313 541 or visit our Contact Us page to get started.
At Woodward Finance, we specialise in equipment finance that fits your business. That means understanding your operations, your cash flow and your long-term goals before recommending the right funding solution.
We offer equipment loans for:
Whether you’re upgrading a single asset or financing multiple pieces of equipment, our team can help you secure a solution that works now and into the future.
Woodward Finance is not just another broker. We’re experienced finance professionals who take a hands-on, client-first approach to every deal. When the big banks say no or take too long to decide, we step in with fast answers and flexible loan structures.
Here’s what sets us apart:
Led by Kim Woodward, a former Macquarie Bank finance specialist, we bring deep industry knowledge and a practical, solutions-focused approach to every client.
We also offer tailored equipment finance in:
If you’re ready to secure equipment finance in Canberra, we’re here to help. Woodward Finance is committed to helping you invest in the right equipment without the stress or delays. Get in touch with our team today and let’s make it happen.
Our team of finance experts provides insights and advice tailored to your industry needs.
We understand that every business is unique. Our flexible finance solutions cater specifically to your requirements.
Time is money. We ensure fast application and approval processes, so you get your equipment when you need it.
From application to final repayment, our team is here to support you every step of the way.
With us, there are no hidden fees or complicated terms. We believe in transparency and honesty in all our dealings.
Our commitment to customer service ensures that your financing experience is smooth and beneficial.
Request More Information.
Please use the form below to get in touch with our team. We’ll get back to you as soon as we can.
Equipment finance is a loan used for purchasing business equipment like machinery or vehicles, helping in asset acquisition while preserving cash flow. The process includes applying for the loan, undergoing a credit assessment and getting approval from the lender. Once approved, funds are provided for equipment purchase. Notable features include capital preservation, potential tax benefits and flexible repayment terms, which align with business cycles and cash flow needs.
Businesses opt for equipment finance to maintain their cash flow and working capital while acquiring necessary equipment. It offers flexibility in terms of repayment options and can be more cost-effective than outright purchase. Additionally, equipment finance can provide tax benefits, such as deductions for interest payments and depreciation. This type of financing also allows businesses to access the latest equipment without a significant upfront investment.
Choosing the right equipment finance option involves assessing your business needs, financial health and long-term goals. Consider factors, such as the type of equipment needed, how long it will be used and the total cost of ownership. It’s also important to understand the tax implications and how the finance option aligns with your business’s cash flow. Seeking advice from financial advisors or experts in equipment finance can also aid in making an informed decision.
The equipment finance process typically starts with an application, followed by a credit and financial review by the lender. Required documents often include business financial statements, tax returns and a detailed plan for how the equipment will be used. Once approved, the terms are finalised, and funds are disbursed for the equipment purchase. The length of the process can vary, but some lenders offer expedited services for quicker approval.
In equipment finance, the borrower typically owns the equipment outright at the end of the finance term, which can have tax benefits like depreciation deductions. In contrast, leasing often involves lower monthly payments but without the benefit of ownership. Tax implications can vary; for instance, lease payments may be fully deductible as a business expense, whereas with finance, interest payments and depreciation are typically considered.