Chinese-manufactured equipment is now a major part of the Australian market. Brands like XCMG, Sany, Foton, Lovol, LGMG, and LiuGong are being purchased by Australian operators across construction, agriculture, mining, and transport, often at a price point that makes serious commercial sense.
The challenge? Many banks and mainstream lenders are still cautious about Chinese brand equipment. They’ll decline the deal or offer much worse terms, simply because of where the equipment was manufactured.
That’s where Woodward Finance comes in. We work with lenders who actively write finance on Chinese brand machinery and understand that the right piece of equipment is the right piece of equipment, regardless of where it was built.
At Woodward Finance, we work with specialist lenders who specifically approve Chinese brand equipment. We arrange finance for Foton, XCMG, LDV, GWM, Sinotruk, Heli, Sany and many other brands that banks routinely decline, across Australia, fast.
Been knocked back for Chinese brand equipment? That’s one lender’s decision. We have 50+ lenders on our panel and know exactly which ones will look at your deal properly. Call Kim on 0439 313 541.
Yes — but the lender choice matters.
We work with over 50 lenders, including specialist non-bank financiers who understand:
This means we can often secure approvals where banks cannot.
Been knocked back for Chinese brand equipment? That’s one lender’s decision. We have 50+ lenders on our panel and know exactly which ones will look at your deal properly. Call Kim on 0439 313 541.
It’s not about quality. It’s about how banks assess risk.
Banks use rigid criteria built around European and Japanese brands with long-established Australian resale markets. Chinese-manufactured equipment, even well-regarded brands with strong dealer networks, often doesn’t fit their checklists.
The result: solid operators with good businesses get knocked back on deals that make complete commercial sense.
This is where Woodward Finance specialises — helping clients secure finance for assets traditional lenders often decline.
We understand how to structure Chinese equipment finance deals in Australia, working with lenders who are comfortable with brands like SANY, XCMG and Zoomlion, securing approvals that major banks often decline.
XCMGex - cavators, cranes, loaders, graders
SANY - excavators, cranes, concrete pumps
LiuGong - wheel loaders, excavators
SDLG - wheel loaders, compactors
LGMG - scissor lifts, boom lifts, EWPs
Lovol – tractors, harvesters, headers
YTO – tractors and farming machinery
Zoomlion – agricultural equipment and drones
Foton Agri – tractors and implements
Foton – trucks, vans, tippers
Sinotruk (HOWO) – heavy trucks, prime movers
Dongfeng – commercial trucks and fleet vehicles
FAW – trucks and commercial vehicles
Shacman – heavy-duty trucks
EP Equipment – electric forklifts
Heli Forklifts – material handling equipment
XCMG – telehandlers and industrial equipment
JAC Motors – light commercial vehicles
Foton is one of the most popular Chinese truck brands in Australia, with a strong and growing dealer network. Foton Aumark light trucks, Foton medium-duty trucks and Foton prime movers are widely used by small businesses, transport operators and fleet owners across the country.
Many mainstream banks still decline Foton applications. We work with lenders who approve them, new and used, single units and fleets.
XCMG is one of the world’s largest construction equipment manufacturers. XCMG excavators, cranes, reach stackers and earthmoving equipment are increasingly common on Australian civil, mining and construction sites.
We arrange finance for XCMG excavators and construction equipment for civil contractors, earthmoving businesses, mining operators and infrastructure companies. We regularly finance XCMG excavators and other Chinese-built machinery for Australian businesses
LDV vans, utes and cab chassis are a genuine alternative to Ford, Toyota and Mercedes for Australian tradespeople and fleet operators — at a significantly lower price point. The LDV network in Australia is now well established, with dealers in every major city.
We finance LDV vans, LDV utes, LDV cab chassis and fleet purchases for tradies, fleet managers and small business owners.
GWM (Great Wall Motors) and its Haval SUV brand have built a strong presence in Australia. GWM utes and Haval SUVs are popular with businesses looking for capable vehicles at a competitive price.
We arrange finance for GWM and Haval vehicles for businesses across Australia.
Sinotruk and HOWO heavy trucks are widely used in Australian mining, bulk haulage and construction. Their cost advantage over European trucks makes them attractive for operators running large fleets.
We work with lenders who understand the Sinotruk and HOWO market and can structure finance around the operational realities of heavy haulage.
Chinese forklifts — particularly Heli, Hangcha and HC — have become the dominant choice for warehouses, distribution centres and manufacturing businesses seeking cost-effective material handling. Reliable, parts-supported and significantly cheaper than Japanese and European equivalents. We finance Chinese forklifts for single-unit purchases and fleet fit-outs.
Sany and Sunward produce a wide range of construction and mining equipment — excavators, cranes, concrete equipment and road machinery. We finance Sany and Sunward equipment for civil contractors, mining businesses and construction companies.
Chinese brand trucks (light, medium and heavy duty)
Chinese excavators, dozers and earthmoving equipment
Chinese cranes and lifting equipment
Chinese vans, utes and commercial vehicles
Chinese construction machinery (compactors, graders, pavers)
New and used Chinese brand equipment
Single units and fleet purchases
Not all 50+ lenders on our panel will do Chinese brand equipment. We know which ones will — and we go to them first. This saves time and avoids unnecessary credit enquiries on your file.
Lenders who accept Chinese brand equipment are often looking for a solid borrower. If you've been in business 2+ years and own property, you're in a much stronger position than you think.
Some lenders require an independent valuation on non-mainstream equipment. We flag this upfront so there are no delays at settlement.
Loan-to-value ratios may be slightly different for Chinese brand equipment. We structure the deal so your repayments work for your cash flow.
Speak with a specialist today and get a clear answer on your approval options — fast.
Access 50+ lenders (including non-bank specialists)
Approvals for SANY, XCMG, Zoomlion & more
Low or no deposit options available
Fast turnaround — approvals often within 24–48 hours
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Yes — Chinese machinery finance is available in Australia, including brands like SANY, XCMG, Zoomlion and LiuGong. While major banks may decline these assets, Woodward Finance works with specialist lenders who understand imported equipment and regularly approve these deals.
Not always. Many Chinese equipment finance deals can be structured with low or no deposit, depending on your business strength, ABN history, and the asset type. We structure deals to maximise approval and preserve your cash flow.
Banks often decline Chinese equipment finance due to limited resale data, internal credit policies, and perceived risk around non-tier-one brands. This is why using a broker like Woodward Finance is critical — we match your deal with lenders who actively fund Chinese machinery.
With traditional banks — yes. But with the right lender, Chinese machinery finance approvals are very achievable. Woodward Finance specialises in placing these deals with lenders who are comfortable with alternative and imported equipment.
Yes — startup equipment finance is possible, including for Chinese machinery. However, stronger approvals are typically seen with businesses trading 1–2+ years or those with strong supporting financials or industry experience.
We regularly arrange finance for Chinese equipment in Australia, including excavators, loaders, dozers, graders, forklifts, crushers and screening plants. If the asset has clear commercial use, there is usually a lender that can support it.
