Paperwork shouldn’t stand between you and your next big step. At Woodward Finance, we offer low doc finance solutions designed for business owners who need flexibility—not red tape.
Whether you’re self-employed, in a growth phase, or just don’t meet traditional lending requirements, our low doc options help you access the funding you need—with less documentation and more support.
Low doc (low documentation) finance is a lending option for businesses or individuals who can’t provide the full suite of financial statements that banks usually require.
Instead of tax returns and detailed financials, we can work with:
It’s a smart, streamlined alternative that still gives you access to competitive rates, especially when handled by an experienced broker like Woodward Finance.
Low doc options aren’t just for property—they’re available across a wide range of loan types, including:
Purchase or refinance with minimal paperwork.
Get fast approvals for business-critical gear.
Use our equipment finance calculator to estimate repayments instantly.
Stay on the road without delay.
Support growth with flexible cash flow solutions.
Browse our full business finance loans offering.
Low doc finance is ideal if:
We even offer commercial loan low doc options through our trusted network of private lenders, who are more flexible and understanding of real-world business needs.
And if you’re also in need of asset funding, we can help structure a business equipment loan alongside your property finance.
No two businesses are the same, and your finances shouldn’t be either. Our low doc finance solutions are designed to be flexible, with competitive rates and repayment terms that reflect your business’s unique position.
Whether you’re purchasing for the first time or refinancing, we take the time to find the right lender from our panel of over 50 options.
You might be surprised how many business owners qualify for a low doc loan arrangement. If your income varies seasonally, you’re reinvesting heavily into your operations, or you’ve recently switched business structures, this option can provide the flexibility you need to secure essential property without hitting roadblocks.
If you’re seeking low doc finance for property, we can help you and your business grow to new premises or diversify your investment portfolio. Plus, our team can assist with related needs like farm machinery finance to help your entire operation grow sustainably.
With over 15 years in the industry, Woodward Finance is a trusted finance company that works with over 50 lenders—including banks and specialist private lenders. Our goal is to make the process smooth, supportive, and suited to your business.
We specialise in low doc loans Australia-wide, bringing years of banking and finance experience to every deal, along with a deep understanding of the challenges faced by growing businesses.
We offer:
We don’t just process applications, we solve problems, offer guidance, and tailor solutions to help you move forward with confidence.
Contact our team today to chat about your goals—and let’s build a low doc solution that gets you there, faster.
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Low Doc Commercial Property Finance is tailored for individuals and businesses who cannot supply traditional proof of income but have the means to manage loan repayments. It’s ideal for self-employed professionals, small business owners, and entrepreneurs who seek simpler documentation processes.
Interest rates for Low Doc loans may be slightly higher to reflect the lender’s increased risk without extensive documentation. However, Woodward Finance strives to offer competitive rates that balance affordability with accessibility.
Yes, refinancing your existing commercial property with a Low Doc loan is possible, offering a streamlined way to better your loan terms or access equity without the heavy paperwork.
A broad spectrum of commercial properties, including retail spaces, offices, warehouses, and industrial units, can be financed under Low Doc terms, providing flexible solutions for various property investment needs.
The maximum loan-to-value ratio (LVR) for Low Doc Commercial Property Finance typically extends up to 75%, allowing borrowers to finance a significant portion of their property’s value, depending on the risk assessment and property specifics.
